Here are some examples of the programs and services we offer…

• 15, 20, 25, 30, 40 year fixed rate programs
• 1 month, 3 month, 6 month, 1 year, 3 year, 5 year, 7 year & 10 year fixed Adjustable Rate Mortgages
• FHA & VA Loans
• Interest Only Loans
• Cash Flow ARM’s, Hybrid Option ARM’s, Standard Option ARM’s
• Second Mortgages
• Home Equity Lines of Credit (HELOC)
• Commercial Loans
• Construction & Lot Loans
• Investment Loans
• Second/Vacation Home Loans
• Reverse Mortgages
• First Time Homebuyer Programs

As a mortgage broker, it is our objective to find the best loan program to fit our customer’s short term and long term finance goals.

What are the benefits of working with a mortgage broker? Mortgage brokers are licensed loan professionals who match borrowers to lenders. Brokers also serve as a long term mortgage planners and trusted advisors. We have the capacity to find the best customized loan program for our clients through hundreds of different wholesale lenders. With the recent changes in the financial sectors, primarily the collapse of the subprime and Alt-A mortgage markets, brokers are essential in finding loans for borrowers who would not necessarily fit inside the "prime" lending box offered by most larger banks. Prime borrowers are best defined as those who are able to provide full documentation of income and assets. These loans are also insured by the goverment agencies Fannie Mae and Freddie Mac. Many people do not fit as prime borrowers so brokers will arise as industry experts helping to provide credit to anyone who may desire it.